With values built on integrity, excellence, and customer focus, over the past 30 years I have successfully guided hundreds of homeowners successfully through the mortgage process, including first time homeowners, and those seeking a mortgage refinance. Let me put my experience to work for you with cost effective mortgage financing. My primary focus will be on helping you select the right loan program and term. Walk you through the loan process, and always be available to answer any questions, or concerns you may have. And above all, it's always my objective to ensure your loan is closed in a timely manner. Legislative and economic conditions in the Mortgage Banking industry has changed dramatically over the past recent years. As well, underwriting guidelines have tightened. My experience, along with my support team is well positioned to guide you through the new age of mortgage lending. Your success in our number one goal.